Features

Saving for your future has never been easier than with TPBank's Future Savings Account. Choose from an array of terms and deposit methods for the best fit to your income and cash flow.

You can take advantage of this account with a minimum of 100,000 VND
We offer some of the highest interest rates compared to other banks
Choose how often you make your minimum 50,000 VND deposits: every 1, 2, or 3 months or flexibly to suit your cash-flow
Lock your money away for as long as you are comfortable: for 1, 1.5, 2, 3, 4, or 5 years.
At the term's end, you can have the principal and interest transferred to your current account or paid to you in cash. You can also renew to continue saving or convert to another of our many accounts with flexible terms and attractive interest rates
You can make your deposits at any TPBank counter, transfer the money through our eBank system, or set up an automatic debit schedule from your current account
If you need to close your TPBank savings account before its term, you will receive your remaining principal back in full along with interest at the non-term rate of 1%, which is higher than other banks, for the period the account was open.
Your TPBank savings account can be used as financial verification for travel, whether it is for business, pleasure, education, or for loan or credit applications
Your TPBank savings account is backed by depository insurance
We offer flexible closing options which can be done at any TPBank branch or transaction office across the country
You can use your TPBank Future Savings Account as collateral for a loan

A TPBank Future Savings Account helps you build your future with competitively high long-term interest rates and enjoy today as secure collateral for loans.

Calculator

Use our calculator to find out how much your

money will be worth and open and account now!

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Fees & Charges
For the full list of all our current interest rates and other fees and charges, please download our latest fees and charges leaflet
FAQs
These are some of the commons questions we get asked about Future Savings Account
Can I open this type of account in USD?

No, you can only open this savings account in VND. Please contact us to discuss other options available in other currencies.

Can a minor open a Future Savings Account?

Yes, but only through a guardian or a legal representative.

Can a foreigner open a Future Savings Account?

Yes, you just need a valid passport with a visa that does not expire before the end of the chosen term. If you are a national who doesn't require a visa, then you only need to make sure your passport is valid for the term of the chosen term.

Can I be late with a deposit?

Yes. You can make late deposits except for the last scheduled deposit, if you registered for periodic deposits. You can make late deposits up to the last 31 days of the term, if you registered for flexible deposits. Amounts deposited late will only accrue non-term interest for the actual number of days deposited into the savings account.

Do I need to be an existing TPBank customer?

All you need to open this savings account with us is:

  • National ID card or Passport
  • A minimum deposit of 100,000 VND

While you are opening your TPBank savings account, we would be happy to discuss any other TPBank products that might interest you.

 

I want to apply for a mortgage, can having this account help?

Yes, a TPBank savings account can be used as collateral for a loan.

I suddenly require my funds for another purpose. Can I withdraw from my account without incurring fees?

If the funds are withdrawn within 2 working days since opening the account, fees will be charged. After that period we will pay back the principal as well as interest at the non-term rate of 1% for actual length of the deposit.

Can I use my account as collateral for a loan at another bank?

Yes, however fees will need to be charged for the administration of this service.

I am planning on going to university overseas. Can having this account help?

Yes, a TPBank savings account can be used as financial verification for any travel planning.

Can I close my savings account at another branch instead of where I opened it?

Yes, customers can close their savings account at any TPBank branch or transaction office nationwide.

Which savings products can I choose at the counter?

You can choose between these savings products: Regular Term Savings - Interest paid at Beginning of Term, periodically, at Maturity; Savings - Daily Term; Savings with Flexible Withdrawal of Principal; Saving with 12 months Flexible; Saving Foreign Currency with no Term

Can I get passbook's final settlement at diferent branch of deposit?

Yes, you can get passbook's final settlement at any TPBank's branch

If I forget to get passbook's final settlement, how will TPBank process with my saving?

Base on your final settlement plan chosen when opening passbook, TPBank will rollover your saivng or transfer the principal and interest to your current account or your interest account.

What do I need to do to open a saving account at the counter?

You only need to visit any TPBank branch to open a saving account at the counter.

If you are new TPBank customer:

  • You will need to provide these documents to the teller: legal National ID/Passport or equivalent ID documents and fill in TPBank Signature card. After that, follow teller's guidance.

If you are existing TPBank customer:

  • You only need to show your legal National ID/Passport or equivalent ID documents and follow teller's guidance.
Get Started
Open an Account Online
It only takes a few minutes to get a new account setup online.
Verify your ID
Drop in to any TPBank branch or let us know where and we’ll come to see you to complete the ID verification process.
Start Earning Interest
Start earning interest on your Term Savings deposits and make your money work for you.
What do I need to open a TPBank Savings Account?
You must be a Vietnamese national or resident
You must be 18 years or older (or you’ll need a parent or legal guardian to authorize the account before you can use it)
You must have a Vietnamese mobile number
You must have an email address
You must have a legal identification document
You will need a linked TPBank Current Account into which you deposit or transfer your funds (don’t worry, we’ll help you set up your linked account online)
Already have a TPBank Current Account?
Great! No need to fill in the online form.
You can head down to your nearest branch and we’ll help you get your account opened in no time.