Joint-Holders Corporate Account is a current account having at least two entities whose perform account opening and may perform account transactions together.

All holders have closed business relationship
Each holding entity can make inquiry of account transactions and cash flow of such account
Account transactions can be performed by either all holding entities or one representative holding entity
Account transactions of Joint-Holders Account can be performed as a current account, such as: check, remittance, or cash transactions, etc
Fees & Charges
For the full list of all our current interest rates and other fees and charges, please download our latest interest rates and charges leaflet.
These are some of the commons questions we get asked about Joint - Holders Corporate Account
Can corporate customer use overdraft money from Joint-Holders Account? If yes, what are conditions and procedures?

Yes, overdraft money can be used by customer provided that overdraft loan has been accepted by TPBank in advance.

What kind of currency that customer can deposit into account?

Customer can deposit cash into account by VND, USD, EUR and other foreign currencies in conformity with TPBank’s regulations.

Can corporate customer transfer money from their Joint-Holders Account to term deposit account for getting higher deposit interest rate? If yes, how to handle this transaction?

Yes, this transaction can be performed either at the bank’s counter or though Internet Banking.

How can Joint-Holders Account get interest?

Joint-Holders Account can get demand deposit interest quoted by TPBank from the time being. Interest amount shall be generated by closing account balance of every day. 

If one holding entity wants to use money from this account, is it necessary to get permission from other entities?

Account transactions shall be performed by agreement of all holding entities and such agreement has been submitted to and accepted by TPBank in advance. Therefor, one holding entity can perform account transactions independently without permission of other holding entities if an agreement about this has been made and accepted by TPBank prior actual transaction.

How long does it take for opening Joint-Holders Account of corporate customer?

For opening account at the bank’s counter, it takes within 15 minutes.

In case of online registration for account opening, TPBank officer will contact customer for receiving required document and performing account opening within 24 hours since the date and time of receiving customer’s online registration.

Get Started
Online Registration
It takes a few minutes for registration of account opening
Submission of Account
The Bank officer shall contact customer to receive required documents of account opening at the earliest.
Start of Use of Account
After submission of required document completely, customer account shall be created and account transactions can be performed afterward.
Customer shall submit following required documents before using account services:
Application for Opening Corporate Account (TPBank’s form)
Agreement of all holding entities on opening, managing and using of Joint-Holders Account.
Certificate of Business Registration / Certificate of Investment
Certificate of Registered Company Stamp (Seal)
Certificate of Company Tax Code Registration
Identification document of Account Holder (ID / Passport, etc), and Authorization Letter (if any)
Letter of Appointment of Chief Accountant / accounting staff and identification document (ID / Passport, etc)