TPBank – Vietnam's Leading Strong Bank in 2025: A well-deserved achievement for its journey of growth

TPBank continues to affirm its position by being honored by The Asian Banker (TAB Global) as "Vietnam's Leading Strong Bank in 2025," based on its outstanding financial indicators. Notably, TPBank is one of the few Vietnamese banks included in this year's ranking of the top 1,000 strongest banks globally.

Sustainable Growth, Leading the Way in International Risk Management Standards

Amidst ongoing global economic uncertainties, TPBank maintained its strong performance with positive business results for the first nine months of 2025. The bank's total assets exceeded VND 450,000 billion. Loan balances grew by over 22% year-on-year. Furthermore, TPBank recorded pre-tax profit of VND 6,050 billion, an 11% increase compared to the same period last year.

Not only has TPBank achieved high results in terms of scale and profitability, but its income structure has also shifted towards a healthier and more sustainable direction. Income from services accounts for 21% of total operating income, affirming the correct direction in diversifying revenue sources beyond credit.

Accompanying effective growth is a robust risk management foundation. TPBank currently maintains a capital adequacy ratio (CAR) of 14.29% – nearly double the minimum requirement of the State Bank of Vietnam (8%), demonstrating the bank's solid "capital buffer" to cope with market fluctuations. The non-performing loan ratio is controlled below 2%, among the lowest in the industry, confirming stable credit quality and effective risk monitoring capabilities.

Notably, TPBank is one of the first banks in Vietnam to comply early with capital adequacy regulations under Circular 14/2025, applying Basel III standards using the Standard Approach (SA), and is currently implementing a roadmap towards the Advanced Approach (IRB). TPBank aims to become the first bank in Vietnam to fully meet Basel III requirements by 2027.

"Ultimate Convenience. Ultimate Living" – TPBank makes its mark in the young community

Throughout its development journey, TPBank has always focused on innovation and the application of technology to enhance user experience. From the TPBank Mobile application and LiveBank 24/7 to the TPBank Biz platform for businesses, TPBank's digital ecosystem is constantly expanding and optimizing. TPBank is honored to have received the Vietnam Digital Transformation Award (VDA) for two consecutive years, affirming its pioneering position in the modernization of the banking industry.

In particular, the "Em Xinh Say Hi" (I'm Pretty, Say Hi) communication campaign created a strong impetus in spreading the digital banking brand to the community, especially young people. Within a short time of airing the reality music show "Em Xinh Say Hi," TPBank's app downloads increased by over 200%, exceeding 120,000 downloads on some days. The number of new credit cards opened through the app tripled. Nearly 1 billion brand advertising views were recorded, making the message "TPBank App – Top-notch convenience. Top-notch living" more relatable to users.

Financial indicators affirm its position as a leading and the stronggest bank in Vietnam

Besides optimizing business efficiency, TPBank continuously strengthens its internal capabilities for long-term development. In October 2025, the bank continued to increase its charter capital by VND 1,320 billion, raising the total capital to over VND 27,740 billion. Simultaneously, TPBank also increased its ownership stake in Tien Phong Securities Company (TPS) to 51%, realizing its strategy of expanding its multi-functional financial ecosystem. TPBank's commitment to sustainable development is further demonstrated by its consistent ranking among the Top 20 largest tax-paying banks in Vietnam for many years. In 2024 alone, TPBank contributed over VND 2,314 billion to the State budget – ranking 9th among private banks, clearly demonstrating its consistent operational efficiency and social responsibility throughout its development.

Being honored by TAB as the "Leading Strong Bank in Vietnam in 2025" is not only a milestone recognizing its outstanding internal capabilities but also affirms the trust of the market and customers in TPBank. In the ranking of 1,000 strong banks globally published by TAB Global, TPBank is a prime example from Vietnam, standing alongside leading financial institutions worldwide.

A representative from TAB stated that TPBank's "Leading Strong Bank in Vietnam" 2025 award reflects the bank's outstanding financial performance, driven by digital innovation initiatives, customer-centric solutions, and strategic partnerships that provide both financial resources and operational capabilities. Balance sheet growth, profitability, and strong capital and liquidity are the foundations that led to TPBank's recognition.

For TPBank, this is valuable recognition for its continuous innovation and development efforts. "We are proud that TPBank is one of the few Vietnamese banks to be honored in this year's global ranking. This title is not only proof of our financial strength but also further motivates TPBank to remain steadfast in its long-term vision: building a leading digital bank, developing sustainably, and delivering real value to customers, shareholders, and the community," shared CEO Nguyen Hung.

With a solid financial foundation, the result With advanced risk management, superior technological strength, and a clear strategic vision, TPBank is strongly asserting its pioneering position, deserving the trust of millions of customers and the title of Vietnam's Leading Strong Bank.