TPBank launches a 3,000 billion VND credit package with lending interest rates from only 4.5%

Since April, Tien Phong Commercial Joint Stock Bank (TPBank) has deployed a credit package of VND 3,000 billion exclusively for new customers taking out their first business loans at TPBank, with interest rates from only 4.5%.

In the context of economic recovery, the need for loans to promote production and business is increasing, borrowers still have to calculate their finances carefully, low and competitive interest rates are the priority factors. in their loan decisions. Understanding that, Tien Phong Commercial Joint Stock Bank (TPBank) continuously launches preferential credit packages as the most practical way to share and reduce financial pressure for customers.

Recently, in order to provide cheap capital to the market and continue to accompany people and businesses to promote production and business, TPBank continued to set aside a credit package of VND 3,000 billion with reduced preferential interest rates. deep, exclusively for all new customers taking out business loans for the first time at TPBank, from April 10 to September 30, or until the program limit expires. Accordingly, business loan interest rates at TPBank are more attractive than ever when deeply reduced to only 4.5%, equivalent to a 1.8% - 2.15% reduction in interest rates compared to the beginning of 2024.

Specifically, for individual customers taking out a business loan for the first time at TPBank, the bank supports a preferential interest rate of only 4.5% for a 2-month loan term. With the highest loan term of 12 months, the interest rate is only 7.2%.

Micro-enterprise (MSME) customers taking out business loans for the first time at TPBank also enjoy equally attractive interest rate incentives when the interest rate for a 2-month loan term is only 4.8% and the interest rate for a 12-month loan term. month is only 7.5%.

In addition to the above preferential interest rate package, from March, for all business loan customers, TPBank applies a preferential loan package for Finance - Loc - Phat, with interest rates reduced to 1.15% - 1.88%. compared to the beginning of 2024.

In the market, TPBank has always been one of the leading banks in the wave of interest rate reduction. Ready to accompany customers to overcome difficulties, the bank continuously updates preferential interest rate policies, implements measures to reduce interest rates and fees to support businesses and individuals with a scale of tens of thousands of billions of VND. . In 2023 alone, TPBank has actively reduced loan interest rates for existing customers, with a total interest reduction of up to VND 1,950 billion.

In addition to diverse preferential loan packages, TPBank continuously makes breakthroughs in lending methods, applying technology to support customers in all segments, bringing customers a smooth and convenient loan experience. TPBank is always ready with a mechanism to optimize approval and disbursement time with simple documents, simplified and flexible procedures with diverse and practical ways of recording revenue from production and business activities.