TPBank Kicks Off the Year of the Snake with Attractive Loan Packages

To facilitate easy access to preferential funding for individuals and businesses, TPBank is launching a series of loan packages with interest rates starting as low as 4.7%.

Starting in February, Tien Phong Commercial Joint Stock Bank (TPBank) begins rolling out super-preferential interest rates from just 4.7% for a wide range of loan purposes, including working capital, business construction/renovation, fixed asset investment, home purchases, property construction/renovation, and even purchasing cars for personal use or business.

Easy Loans, Thriving Business

Supporting individuals and businesses in accessing affordable capital to boost production and business, TPBank has launched a credit package with a limit of up to VND 1,000 billion and an attractive interest rate starting at 4.7%. The loan package is open to a broader customer base than ever before, targeting first-time business borrowers at TPBank and existing clients with loans of VND 3 billion or more, or those with Shop Level 2 or 3 accounts at TPBank.

Specifically, the business loan program, valid until the end of March, includes three loan packages with tailored benefits to meet the diverse needs of each customer. The loan interest rate is now more attractive than ever, reduced to just 4.7%, with a prepayment fee of only 1%. Borrowers can also choose a loan package that offers the flexibility to prepay without any fee, along with an interest rate starting from 5.7%.

For micro, small, and medium enterprises (MSMEs), the loan interest rate at TPBank is highly preferential, only 0.3% higher than the usual rate, which is as low as 5%.

Additionally, TPBank is ready to reduce the interest rate by an extra 0.4% for any customer who transfers sales revenue to a TPBank account.

At TPBank, when borrowing for business purposes, customers can borrow up to 90% of the financing plan, with a loan term of up to 84 months. The bank offers diverse loan methods, including credit limits of up to 36 months, one-time loans, or overdrafts on checking accounts.

With breakthroughs in lending methods using advanced technology and streamlined paperwork processes, TPBank offers customers a smooth and convenient borrowing experience. The bank is always ready with an optimized approval system and quick disbursement, requiring only simple documentation and flexible recognition of income from various and real business activities.

Home Purchases, Car Purchases, and Prosperous Financial Opportunities

At the start of the year, TPBank immediately launched a loan package for home purchases and construction/renovation with shockingly low interest rates starting from just 6% per year. This interest rate is applicable from now until July 31.

Notably, for premium customers, from now until March 31, they can enjoy an even deeper interest rate discount, starting from just 5.9%, fixed for the first 12 months.

At TPBank, customers wishing to borrow for home purchases or renovations can be supported with up to 100% of their funding needs, with loan terms up to 30 years. Customers can use the property formed by the loan itself or other assets as collateral.

To reduce the burden of loan repayment, TPBank offers a repayment plan where the principal repayment increases gradually over time.

For customers looking to borrow for car purchases, TPBank also brings good news at the beginning of the year with interest rates starting from just 6% fixed for the first 6 months, or 7.1% fixed for the first 12 months. The maximum loan ratio is increased to 80%. For existing customers who have previously taken out car loans with TPBank, they can receive an attractive interest rate of only 6.6%, fixed for 12 months. With simple loan conditions and quick procedures, TPBank commits to approving car loan applications within 24 working hours and disbursing funds in just 4 hours after the loan is approved.

Moreover, TPBank has launched a Digital Car Loan application through its TPBank Partner system, in cooperation with car brands, helping customers quickly access loans with an approval time of just 1 minute.

To learn more about the latest interest rate programs, customers can contact any TPBank branch or transaction office directly, or reach out via TPBank’s 24/7 customer care hotline at 1900 6036 or 1900 58 58 85 for consultation.