TPBank Flash 2in1 card - a powerful mashup of AI ft. Big Data

Revolving around the focus of personalizing user experience, promoting convenience and transparency from card opening to use, TPBank continuously leads in creating new trends in bank card products and promises to continue continues to explode with the birth of the 2in1 Flash multi-function card line.

TPBank has just launched a unique, unique, "trend-catching" card line - Flash 2in1. According to the announcement, Purple Bank will in turn launch to the market a series of card designs in collections such as Slogan Series, Tarot Series, Ngu Hanh Series... for customers to freely choose according to their wishes and preferences. self. In the first days of official launch, the demand for opening cards at TPBank's headquarters increased dramatically, creating a fever that caused the 2in1 Flash card product to be continuously out of stock.

2IN1 FLASH CARD: UNIQUE - DIFFERENT

TPBank Visa Flash 2in1, as the name suggests, integrates credit cards and ATM cards in the same chip. This technology is superior to conventional cards with two chips on one card. When opened, the 2in1 Flash card will look like an international ATM card (debit card, also known as an international payment card). After 3 months of use and transactions, the cardholder will be automatically granted a credit limit when meeting certain conditions on spending, deposit balance, etc., and the card will become a true "2 in 1". At that time, the cardholder can flexibly choose the source of funds to make the transaction. Cardholders can choose the source of funds as payment account for withdrawal transactions at TPBank LiveBank 24/7, or domestic and international ATMs. When there is a need to spend online, shop, or pay in installments to receive a refund of up to 10%, users can use funds within the credit limit. Or vice versa, customers can change the source of funds with a few taps on the TPBank App, choose to spend from their payment account to receive unlimited points.

Artificial intelligence (AI) technology combined with big data will analyze and automatically propose a credit limit for each customer. Therefore, cardholders will not need to submit registration documents or request an increase in limit. The higher the spending value, or the larger the average balance in the account, the higher the credit limit granted.

As a multi-function card, the 2in1 Flash card gives customers double benefits, including points accumulation and cashback incentives. When spending from a payment account, customers can accumulate unlimited points. When spending from the credit limit, customers receive up to 10% cashback. The 2in1 Flash card is currently one of the cards with the most attractive cashback incentives at TPBank in the same segment.

In addition, 2in1 Flash cards always have "huge" short-term incentives in many fields: F&B, travel, shopping...

Thanks to the application of advanced technology, opening 2in1 Flash cards is easier and faster than ever. Cards are pre-printed, issued first - identified later. Previously, users had to wait about 7 - 10 days from registering to receiving the physical card, then with this card line, customers can choose their favorite card model from dozens of diverse designs. available format. After just one minute of identification on the TPBank App with a QR scan on the card face and a few simple authentication steps, the 2in1 Flash card is ready to use and spend.

REVEALING "QUALITY" COLLECTIONS

TPBank's strategy for developing any service or product revolves around the focus on personalizing user experience - "Banking with my personality". This goal helps TPBank create different products, leaving a deep impression in the hearts of customers. And card products are no exception.

It is expected that by early 2024, TPBank will in turn launch 2in1 Flash card collections with nearly dozens of extremely diverse designs, inspired by portraits and lifestyle of young people. TPBank ensures that each customer when opening a card can choose their own "taste" standard card design, from youthful and dynamic to personality and luxury. As a bank known for its image and branding strengths, TPBank is confident in creating a breakthrough, satisfying the most demanding users.

TPBank has introduced the first two 2in1 Flash card collections including Slogan Series - for young people "Choose a declaration, personal standards" and Ngu Hanh Series with the message "Choose compound cards, ignite your temperament". After only a few days of opening for sale, thousands of 2in1 Flash cards have been activated and received a series of positive responses from young people and users.

Ha My (Quang Ninh, 20 years old) shared: "The unique design of the TPBank Flash 2in1 card is very impressive. The way to open a card is also quite simple, so I opened a Slogan card with the message Go Explore because I am a travel fanatic."

Besides rich design options, with Flash 2in1, each customer segment will be able to choose their own card with a collection of incentives that suit their needs. For example, young customers can completely choose incentives related to modern lifestyle and consumption such as online shopping, travel, fashion, consumption for their own hobbies... Main customer groups shop, business people can choose lucky feng shui cards with incentives when spending on advertising and paying bills for their store or business.

“A card that integrates all spending needs, is easy to manage, has a beautiful design, many incentives, and cashback, there is no reason not to try using it, especially for a business person like me. My destiny is the Fire destiny, so I chose the Wood card - my destiny - with the hope of full fortune and successful business", Mr. Quyet (30 years old, Hanoi) shared.

The sophistication in each design, both in form and incentives, of the 2in1 Flash card shows TPBank's research enthusiasm in each product and understanding of customers' desires. Even beyond those wishes, TPBank gives its customers the right to choose and design their own personal financial style.

PIONEER AI APPLICATIONS, BIG DATA CREATE TRENDS AND DIFFERENT EXPERIENCES

Once unthinkable, up to now, the trends of opening online cards, personalizing cards, physical cards without names printed, virtual cards, 2-in-1 cards... are no longer strange. At TPBank, customers will experience all the new and most modern card technology on the market. It can be said that entering the technology game early has helped TPBank possess outstanding advantages in bank card services.

In digitizing card issuance methods, TPBank is quite far ahead compared to other banks. At the end of 2016, TPBank first launched TPBank LiveBank 24/7 automatic bank in Vietnam, making a big splash in the market. At LiveBank 24/7, customers can open an account, open a bank card and receive the card quickly in 5 minutes, regardless of day or night. This is really causing a fever, because 6-7 years ago, to open a bank card, people needed to go to a branch or transaction office to register and had to wait a while to receive a physical card.

TPBank also pioneered allowing customers to open debit and credit cards online on the TPBank Mobile application. Especially with credit cards, TPBank has used AI & Big Data technology to grant credit limits completely automatically and 100% online with card lines such as TPBank Visa EVO; TPBank Visa Class Classic, Gold, Platinum; TPBank JCB. If in the past it took 1-2 weeks to successfully issue a credit card, going through many steps of application and appraisal, now, you can register to open a TPBank credit card without proof of documents. income, and use the card immediately after 15 minutes. After a few days, the physical credit card will be delivered to the registered address.

Not only at the card opening step, TPBank also creates a convenient and outstanding experience for users throughout the use process. Currently, TPBank has 14 different lines of credit and debit cards with a variety of features and privileges to suit customer needs. Each type of card has its own incentives available. For example, the TPBank Visa card line offers diverse culinary Buffet Deals at famous restaurants; TPBank JCB card line with high point accumulation and incentives suitable for followers of Japanese culture...

Besides, TPBank supports payment with both Apple Pay and Google Wallet. Just integrate your TPBank Visa card into Apple and Google wallets, your mobile device will become an instant wallet and card.

The combination of the above factors has helped TPBank record strong growth in both the number of cards issued and transaction value. Credit card activity exploded with sales increasing exponentially. In 2022, the number of new international cards opened by customers at TPBank increased 2.5 times compared to the previous year, while spending revenue increased nearly 2 times. TPBank customers use cards twice as often as the industry average.

As one of the youngest banks in Vietnam with 15 years of establishment and development, TPBank is dynamic and creates the latest trends in the market, and creates trends in the financial industry. Thanks to early orientation right from the restructuring, using technology as the key to breakthrough and acceleration, TPBank has reached into the group of leading financial institutions in Vietnam, entering the lives of more than 10 million customers.

At the same time, technology investment is also the foundation for TPBank to create diverse experiences and products suitable to each customer's needs and help users choose the right service for themselves. TPBank's pioneering and leading steps have helped the concept of "super personalization" come closer to Vietnamese users. Coming to Purple Bank, customers feel a sense of understanding with products that feel like they are "tailor-made" designed for them.

With TPBank, each customer's portrait is unique.

With TPBank, CHOOSE to experience and live FULLY of ME

See details at: https://tpb.vn/chon-trai-nghiem-tron-chat-toi