Which bank's black card is the most powerful in Vietnam?

To own the black cards of these banks, customers need to meet conditions such as having a large deposit balance, a high average income, or engaging in significant transactions and spending.

A black card is the most premium credit card issued by banks for high-net-worth individuals with substantial assets, large spending limits, and frequent transactions at the bank. Owners of black cards can enjoy exclusive privileges. So, which bank’s black card is the most powerful? Below are some prominent black card offerings in Vietnam today:

TPBank Visa Signature

This is the first metal card in Vietnam, designed for high-net-worth customers—those who meet at least one of the following criteria: total assets of over 1 billion VND, an unlimited deposit of at least 100 million VND, annual insurance premiums of 100 million VND or more, or a credit card with a limit of at least 200 million VND.

TPBank Visa Signature cardholders enjoy privileges like 24/7 customer service, free access to airport lounges, unlimited cashback and gifts, global travel insurance, and the lowest foreign exchange conversion fee in the market at just 0.95%. The credit limit ranges from 200 million to 2 billion VND. The metal card issuance fee is 4 million VND, with an annual fee of 3 million VND.

BIDV Private Banking

This is the most premium credit card offered by BIDV, specifically for Private clients. The credit limit on this card is unlimited, catering to the high and luxury spending needs of Private clients.

VietinBank Credit Mastercard Platinum Premium

This card is designed for VietinBank’s priority customers.

Vietcombank Visa Infinite

This card is exclusively for Vietcombank’s Diamond Elite-tier priority customers, meeting the bank’s credit limit requirements.

Techcombank Private Visa Infinite

This card is exclusively for members of Techcombank Private who meet the bank’s conditions at any given time.

ACB Visa Infinite

This is the most premium credit card offered by ACB, issued in limited quantities and exclusively for the priority customers segment.

VPBank Diamond World

This card is reserved for customers in VPBank’s Diamond Platinum priority segment.

MB Priceless World Elite Mastercard

This is a high-end card issued by Mastercard, exclusively for MB Private customers—individuals with assets of at least 1 million USD at MB.

HDBank Priority Tinh tu Phuong Đong

Individuals aged 15 and above who are legally competent or foreign nationals who meet residency requirements are eligible to apply for this card.