TPBank supports small individual and family businesses by offering competitive business loans to those who want to increase their working capital, invest in new premises or equipment, or expand their business.
A TPBank business loan provides offers flexibility at low rates, giving you, the small business owner, the flexibility and convenience to expand and invest in your future according to your needs.
If your shop has been operating for over 01 year, have stable income and other requirements met, TPBank can still authorize the loan for a shop without Certificate of business license
Maximum term with fixed assets investment is 60 months.
You need to provide these documents:
1.Personal documents: National ID/Passport, Family register, Certificate of marriage...
2.Documents of collaterals: certificate of land use rights
3.Documents evidencing the income of the business household: certificate of business license, ledger or receipts of nearest 3 months, contract with partner,…
Our bank has many loan methods for you to choose:
- Instalments: one time disbursement, instalments of capital and interest.
- By limit: disbursed many times, a promissory note is created each time.
- Overdraft: you can overdraft your current account within issued limit.
For more information, please visit TPBank’s branches to be consulted.
If your business meets requirements of Evaluation, you can use your brother’s real estate as collateral.
No. If you want to apply for Business Loan, you need to register as a owner on Certificate of Business License.
No. With the purpose of increasing capital for business, you will need collateral as real estate or Passbook/Valuable paper. In this case, you can apply for Secured Overdraft product.
Yes. You can borrow 500 million VND maximum if you don't have Certificate of Business License. If you want to borrow over 500 million VND, you will need to apply for Certificate of Business License.
No. The condition of Business loan for increasing capital purpose is that your business must operate in the area where TPBank has branch.
In this case, TPBank can not approve your loan application because Business loan product requires operating period of 6 months minimum. You can apply for Secured Overdraft product.
The Endorser in this case must conduct the endorsement procedure for you by submitting endorsement form and a copy of Endorser’s ID to the Bank.
Yes, the fire insurance does not only insure the Bank’s mortgage but also insures your own benefit.